It pays to work with a broker who will represent your interests and ensure the mortgage quote near me you get is the one that's best suited to your needs. Refinance quote have direct access to every major lender across Canada. Whether it's a chartered bank, trust or insurance company, or private lender, each offers different rates and product features. Most important for you to know is that many of these lenders are only accessible through a mortgage broker. You will want to ensure you get the one that's right for you.